For those of you that don’t know me or my background…

A little bit about my story…

I am a CPA in the state of Florida and I first started working at pwc when I started my career…

That’s where I kinda got really lucky.

I was really young and they threw me on a couple of client proposals…

I ended up working for a Fortune 1000 client and then also one for Perry Ellis, which was a major clothing brand.

We ended up winning that one and that was pretty cool for me.

I was a really young guy…

It was literally my first or second year at the firm and they threw me on these things…

and I got to see how people were selling accounting services and then I really sort of got interested in that.

But even after I sort of quit that job and I went out to go work for myself…

I tell this story a lot because it is kind of funny.

It’s a picture of me…

I was actually living in Orlando at the time…

I had quit my job…

Three months after I quit my job…

My wife and I got married…

Three months after that we went totally broke because I was such a wuss when it came to business.

I was pretty scared about actually selling something myself.

You know, when you’re in a sales relationship and you’re working with a company like pwc behind you…

It’s easy to be confident, but when it’s just like you, you’re like…

You just like clam up and you start freaking out.

Literally for the last six months before this moment, I was scared to even talk to other people.

And a lot of people say that, right?

Like how many people have heard that accounts suck at sales, right?

I definitely sucked at sales…

So I went totally broke.

I had 50, $60,000 in student loans.

My wife and I, even though we’d just been married for three months, we had like a thousand dollars left.

And you know, my business, I had no income. I had no job. Luckily my wife kept her job

I didn’t end up on the streets…

But I ended up pretty close to it.

The reason that I’m sitting on this ground right here is because we wanted to buy a couch…

We couldn’t scratch together at $250 that we could say yes, we want to buy this couch…

I refused to do it.

I don’t have $250 to spend on the couch.

So this is me taking a nap on the floor in the living room.

You can see my belly is hanging out there and everything…

I think what happens to a lot of people when I’ve worked with a ton of people that are just starting out in accounting.

And the reason I tell this story is because it’s like you get so freaked out over something that’s just not even real.

But what was cool for me about this is this taught me a lot and I think throughout my life…

Every time I hit rock bottom, that’s really when I learned the best things…

And you know, right after that moment I started to just say like, I’m sick and tired of this crap.

I’m going to get out, I’m going to start making things happen.

I don’t care how embarrassing it is or how stupid I look.

And so this is literally 14 months after I tell this story because that’s really what changed my life in particular.

It was just the personal finance thing.

I was like, how am I an accountant? How am I CPA?

How am I flat broke?

Literally can’t even afford a couch…

You know, after I had a degree… I had a CPA license… I a master’s degree. I worked with these top firms.

And so really what it came down to for me was we were totally mismanaging personal finances

and um, you know, we had had two jobs.

We had relatively little savings even as a CPA.

A lot of CPAS are bad with their money.

I’ve worked with a lot of them and it’s pretty unfortunate.

But after that period…

It was about 14 months where we didn’t spend anything.

Like I said, I didn’t even spend $250 on a couch.

I think we spent $600 on food in restaurants every single month.

And we just batten down the hatches because we weren’t making any money.

But until I realized how to increase my income…

The only way that I could really get out of this pickle was to decrease my expenses.